Betting on a Harness Horse Race
from the USTA
Being a handicapper (that's what you are when you place a bet ) is really 
trying to guess or figure out what will happen during a harness race and who 
will finish the race in front. It's easy, it's exciting and it's fun. So 
c'mon...read on and we'll explain how to pick your winners.
To select your first horse, you can do the following:
· Number a slip of paper for each number horse in a race.
· Place the numbers in a hat.
· Close eyes and pick one.
· Place your bet on that horse.
Congratulations! You're a handicapper. You'd be surprised how many people use 
a method like this to pick winners. If you leave your bet entirely to chance, 
you're as likely to hit a winner as not, even without knowing anything about 
horses. Betting horses can be that simple.
You don't have to use these slips of paper. You can throw darts or draw straws. 
Try numerology or your lucky number. Bob's favorite is to count the stars and 
divide by your age, or bet the horse's name that appeals to you most, or your 
favorite color. Picking horses at random can be fun, and it can produce 
winners. Or you can try and improve your chances by using these tools:
INTUITION
Sometimes you're feeling lucky. Go for it. There's no way to predict the 
odds of success by this method. It's up to you and your lucky stars. Want better 
odds? Move on.
PICK THE 
FAVORITES
About one of every three races is won by 'the favorite.' This is the 
horse on which the crowd bets the most money. By simply betting on favorites, 
Bob says you increase your odds of picking winners. Eighty to 90 horses will 
race in nine or 10 races each night, and there's only one favorite per race. 
Just knowing this gives you an advantage and should help you to pick about three 
winners a night. This is the easy method. To single out the six or seven winning 
horses in an evening that are not favorites, you'll need further study, a hot 
tip, or a nod from Lady Luck.
ASK THE 
EXPERTS
If you don't want to study the horses yourself, there are plenty of 
folks willing to give you a little advice-for a price. It's only natural that 
the more an expert studies the horses and drivers the truer the tips will run.
Bob recommends the tip sheets sold by hawkers as you enter each track or to look 
in your local newspaper for tips. You may want to do some figuring of your own. 
Good books, such as Jerry Connor's Handicapping Beyond the Basics, and magazines 
on harness racing can be found through the
USTA's
Publications Department, or hang out and listen to the locals.
Obviously, the more you know and learn, the more success you might expect to 
have at the betting
windows.
How do you handicap a 
race?
Although it may seem difficult at first, handicapping need not be a long and involved process. The first step is to purchase a daily program and look at each horse's past performance record. All the information you'll need is right there: where they raced, their times, who drove them and how they finished. Of course, none of this information will make any sense unless you read the page of the program that explains "How to Read The Program." Soon the numbers and the symbols will be easy to understand.
Here is a sample race page from world champion Jenna's Beach Boy's 1995 
Breeders Crown at Woodbine. Now, let's break it down.

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     1. This is the horse's program number. Bet a horse based on this number  | 
  
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     2. Black is the color of the horse's saddlecloth number  | 
  
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     3. 4-5 represents the morning-line odds for the horse  | 
  
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     4. Jenna's Beach Boy is the name of the horse  | 
  
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     5. Horse's color, sex, age, sire, dam and sire of dam. This is a bay colt, age 3. His father is Beach Towel and his mother is Five O'Clock Cindy.  | 
  
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     6. William Fahy is the name of the driver. The numbers that follow are his weight and his racing colors  | 
  
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     7. These are the owners of this horse and where they live  | 
  
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     8. Joe Holloway is the trainer  | 
  
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     9. The breeder  | 
  
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     10. The horses fastest winning time during the past two recent seasons, and where the mark was taken  | 
  
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     11. The horse's record of firsts, seconds and third, and earnings, in the past two seasons  | 
  
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     12. The horse's fastest lifetime mark  | 
  
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     13. The horse's total lifetime earnings  | 
  
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     14a. The date of last six races  | 
  
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     14b. The site of those races  | 
  
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     14c. The track condition  | 
  
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     14d. The class of the race  | 
  
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     14e. The purse  | 
  
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     14f. The times of the race at the quarter, half, three quarters and finish  | 
  
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     14g. Number of horses in the field  | 
  
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     14h. The horse's position at the quarter, half, three-quarters and finish  | 
  
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     14i. The horse's final quarter and personal time for the race  | 
  
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     14j. The odds at post-time (NB means non-betting)  | 
  
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     14k. Driver  | 
  
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     14l. The first three finishers  | 
  
Now that you understand the program, Bob recommends a few things to look for:
THE DRIVER 
FACTOR
Drivers, much as other athletes, possess varying amounts of ability. 
Anyone in the sport knows that John Campbell, pictured at left, is among harness 
racing's greatest drivers, and many people bet the horses he drives just for 
that reason. The top drivers are easy to spot. Besides being listed among the 
leaders in the standings in the program, these are the reinsmen who are in the 
winner's circle the most often. They know how to best plan out a race, and know 
how and when to get their horse to give his all. Racetracks keep track of how a 
driver is doing for you. Right next to his name, they list his statistics at 
this track. For example, near a horse Campbell drives, you might see some thing 
like this:
JOHN CAMPBELL (150) (04/08/55) wht-mar-blue (548-100-84-59-.304)
This says Campbell, who weighs 150 pounds and was born April 8, 1955, wears 
white, maroon and blue colors. He has driven in 548 races, winning 100 of them, 
finishing second 84 times and finishing third 59 times. His "Universal Driver 
Rating," a number calculated like a batting average, is .304. Any number over 
.300 is considered excellent. Check the drivers in the race you're handicapping; 
find the horses being driven by drivers whose average is .300 and make note of 
them.
THE 
CONSISTENCY FACTOR
Consistency is perhaps the most outstanding characteristic of the 
harness horse. Good horses are able to perform well week after week. Here in our 
program, we keep track of that, too. In the upper left-hand portion of each 
horse's past performances, we list the track where he won his the fastest mile 
of the year (and its size-5/8 of a mile, 1/2-mile etc.), the time of the fastest 
winning mile of the year, number of starts, wins, seconds, thirds, and money won 
for this year and last. When 1997 Pacer of the Year Western Dreamer raced in the 
1998 Dan Patch Invitational, his looked like this:

The top line says that at The Meadowlands, a one-mile track, Western Dreamer won in 1:49.2 in 1998. In the same year he has 11 starts, five victories, one second and two thirds, for earnings of $159,710. Last year at The Meadowlands, he took a 1:50.4 mark. During the year he raced 29 times, with 14 victories, seven seconds and three thirds, and won over $1.3 million. The third line shows that in his lifetime, Western Dreamer has won $1,550,241 and as a 4-year-old took a 1:49.2 mark on a mile track.
If a horse has been 1-2-3 at least half of the time this year, that is the 
mark of a consistently strong horse. Bob says to take note of that horse. Also 
take note if he's won at least one-third of his races this year. Remember, 
picking a horse that breaks stride often could be risky. Breaks are noted in the 
program with an "X" in the section marking the horse's position during the race.
THE CLASS 
FACTOR
Class as the term is applied to horses, comes from one thing and one 
thing only: horses who can go faster and earn more money are said to be 
"classy." Better horses race for more money. That's why some races have higher 
purses. Thus, the purse will be our key to class. The purse for each race is 
shown on each past performance line.
If tonight's purse is less than what a horse raced for last time, he's 
"dropping" in class; conversely, if the purse tonight is greater than he raced 
for last time, he's "moving up" in class. Horses dropping in class have an 
advantage, so Bob says to find those horses in the program and add them to your 
list of one's to watch. 
THE POST POSITION FACTOR
While it's true that "It's not where you start, but where you finish" 
applies to harness racing, post position is of great importance. Horses starting 
from the inside simply have less distance to travel. The key to post positions 
is identifying the horses who will benefit from being inside. Pay attention to 
horses in posts one through five, and Bob says to pay special attention to the 
horses in posts one through five (inside post positions) who had been in higher 
post positions (six, seven, etc.) in their last start-they're going to have an 
easier time of it!
THE TIME 
FACTOR
Since almost all harness races are conducted at a distance of one mile, 
Standardbreds can be compared by time. However, it is important to remember that 
there are many other factors involved, such as post position, the particular 
track and its condition, and whether the horse stayed on stride for the entire 
trip. Just because a horse won in 1:58 last week, he may have raced against 
classier (and thus faster) horses. In general, though, a horse who recently won 
a mile race in 1:58 should post a similar time tonight. Bob says it will help 
your handicapping to identify the three horses that posted the fastest final 
times in their most recent races.
THE FORM 
FACTOR
Sharpness or current form is a term used to describe how well a horse has 
been performing. Watch the past performance records for trends. A horse that 
once was a star on the local circuit may show a series of poor outings. He may 
be worn out. On the other hand, a horse on the rise may be able to handle 
competition that was once far out of his reach. Sharpness can also be spotted on 
the track. Signs that a horse is indeed one to keep an eye on including his 
ability to overcome racing on the outside (a "parked out" trip), the skill to 
survive a tough battle on the lead, and the making up of much ground in the 
stretch.
The park-out symbol (°), which appears in the program when a horse raced 
"outside" (with other horse between him and the rail), might tell us even more. 
Such park-out symbols, especially where they appear in winning or close efforts, 
are mighty signs of fitness. Horses who were parked-out in their last race, if 
they won or were within a length of the winner at the finish, may put forth a 
better showing next time.
SUMMING UP
It's that simple. After identifying these factors, it should be obvious 
that we'll want to bet on the horse who passes the majority of these "tests." 
After devoting a few moments to the most important
handicapping factors, we've learned a lot.
Soon, you'll become more familiar with the horses and drivers; come to know more 
about the importance of the factors at your track; and be able to better figure 
times and class.
How are the races 
classified?
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     Conditioned Race:  | 
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     A race where eligibility is based on age, sex, money won or races won  | 
  
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     Claiming Race:  | 
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     A race where any of the entrants may be claimed (purchased) for a specified amount.  | 
  
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     Invitational, Preferred or Open:  | 
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     A race for the fastest horses on the grounds. In Invitational and Preferred events, the racing secretary invites the top horses he wants for a particular race.  | 
  
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     Breeders and Sires Stakes:  | 
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     A race where horses are nominated to compete a year before the year of racing. The owners pay a nominating fee, along with a series of regular payments, to keep the horse eligible.  | 
  
What to say at the betting window
After you make your selection, go to any betting window to place your wager. 
Our friendly tellers will be glad to assist you if you have a question, but 
here's the usual method of stating your bet:
Give the AMOUNT of the wager ($2 minimum), the TYPE of bet, and the NUMBER or 
numbers (never the names) of your selections.
For example- $3 to win on number 5, $6 to show on number 7, $4 exacta, 3-2
Remember, if you are betting a race simulcasted to your track, start off your wager by saying which track you are playing! And ALWAYS check your tickets before leaving the window. Even the best mutuel clerk can make a mistake.
Here is a quick look at types of bets.
Win: You collect if your horse finished first.
Place: You collect if your horse finishes first or second.
Show: You collect if your horse finishes first, second or 
third.
Daily Double: You collect if you successfully select the 
winners of two consecutive specified races.
Exacta: You collect if you successfully select the first two 
finishers in exact order.
Trifecta: You collect if you successfully select the first 
three finishers in exact order.
Pick Six: You collect if you successfully pick the winners of 
the six designated races included in the "Pick Six" program. You may win a 
consolation prize for selecting winners in five of the six designated races.
The best part: Ca$hing 
in!
If your horses came in--if you're a --you can take your ticket to any mutuel window. You can collect all of your winnings, and you can even bet some of your money back on the next race or future races. Simply hand your ticket back to the cashier and he or she will provide the payout.
Understanding the odds
On the infield tote board, you will see the "win" odds for each horse in the 
race. These are updated frequently--every 45 seconds--to reflect the amount of 
money wagered on each horse in relation to all money wagered in the entire win 
pool.
That section of the tote board might look something like this:
      
 
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If you see a single number next to your horse on the odds board, for 
example,"5," then the horse is 5 to 1. This means that, for every dollar wagered 
on that horse to win, the winning ticket holder would win about $5 and receive 
about $6 back. (Don't forget, you always get the amount of your bet back!)
So, for a $2 winning ticket on a 5 to 1 horse, you would receive about $12. ($5 
+ $5 + your $2 bet teach = $12.) Actually, on a 5 to 1 horse, the minimum payoff 
would be $12 and the maximum payoff would be $13.80.
Sometimes, when a horse is below the odds of 5 to 1, you might see two numbers 
with a "-" between them. The odds of 9-2 or 8-5 are typical examples. In the 
case of 9-2 odds, this means that, for every $2 bet, you would win about $9 and 
get $11 (maybe some change, too) in return when you surrender your winning 
ticket to any ticket window at the track. To figure out your approximate payoff 
when the odds are 9-2, 7-2, 5-2,3-2 or 1-2, simply add the two numbers and 
you'll know your $2 payoff.
When a horse is under 2-1, you will most likely see a further refinement in 
odds-examples are 9-5 and 8-5, among others. Using 8-5 as an example, this means 
that, for every $5 bet, one would win about $8 and get $13 back. For a $2 bet on 
a horse that is 8-5, the winner would receive about $5.20. The only times you'll 
see such a refinement in odds is when a horse is 9-5, 8-5, 7-5, 6-5, 4-5, 3-5, 
2-5 or 1-5.
Once in a great while, you will see odds of 1-9 on the odds board. That is the 
lowest price a horse can appear on the tote board, although in actuality his 
price may be even lower., Similarly, when you see a horse at odds of "99," it 
means that the odds are 99 to 1 OR HIGHER. There aren't enough spaces on the 
tote board to go higher than "99." 
Here are the payoff for the odds you're likely to see on the tote board:
      
 
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One of the most often asked questions concerns how the payoffs are 
calculated. Here's how:
The bettor calls his wager to a seller, who "punches" the numbers into an 
electronically controlled computerized tote machine. The bettor receives a 
ticket proving his wager and the "bet" is recorded and shown along with other 
bets on the tote board approximately every 45 seconds.
When "they're off," the computer tote machines are locked by the State Steward 
so no additional bets can be made after the race has started. (Frequently,the 
tote board will change after the race has started, merely completing the final 
45 second cycle and update of bets.)
Let's assume that there is $10,000 in the win pool and the infield tote board 
looks like this:
      
 
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The tote board gives the amounts of 
money wagered on each horse in the race (i.e. $900 bet on #1, $600 bet on #2, 
etc.)
Let's assume #5 won the race.
Beginning with the $10,000 in the win pool, the computer deducts the 18.1% in 
state and track commissions, as required by law.
WIN POOL=$10,000
LESS 18.1%=1,810
NET POOL=$8,190
Next, the $2,200 wagered on #5 to win is subtracted from the net pool.
NET POOL=$8,190
LESS AMOUNT BET ON #5=2,200
REMAINDER OR "LIVE MONEY=$5,990
Then, divide the $5,990 by the $2.200=2.72
The $2.72 is rounded off to the next lowest $.10 and this figure represents the 
final "odds to $1."
Since $2 is the minimum wager on any win bet, the new figure of $2.70 is 
multiplied by two ($5.40), and this figure plus your $2 bet gives you the $2 
payoff posted after the race has been declared "official."
Simply stated, $2.70 + $2 70 + $2.00 = $7.40. On the tote board, the odds would 
show '5-2 "
If a bettor had $4 to win on #5, he or she would receive a payoff of $14.80. A 
$5 bet would pay the bettor $18.50 and a $10 bet would result in a $37 payoff 
for the bettor.
The place price is determined in the same manner, except that the pool must be 
divided equally between two horses. In the show pool, the pool is divided 
between three horses.
Those odd pennies that are rounded off to the next lowest $.10 are known as 
"breakage."
Remember, picking a winner in each race is like solving a puzzle. What's the reward for all the hard work leading to our solution? A visit to the cashier! So now there's only one thing left to do: Head out to the tracks and start picking winners! Bob and the USTA wish you the best of luck!